Services
NBFC Solutions
We offer specialized services for Non-Banking Financial Companies (NBFCs) to ensure seamless regulatory compliance and proper documentation. Our team provides end-to-end support from registration to ongoing compliance, helping you stay aligned with RBI and MCA requirements.
1. NBFC Incorporation of Companies
- Assistance with periodic filings such as:
- Annual Return for NBFCs
- Quarterly returns
- Event Based Return
- Drafting of Policies and procedures in compliance with RBI Guidelines
- Advising Companies to run their lending or Investment Business in accordance with the Threshold limits prescribe in RBI Guidelines
- Compliance with Fair Practices Code, KYC/AML guidelines, and board-approved policies.
- RBI correspondence and audit support.
2.RBI Licensing Support
We provide end-to-end guidance in obtaining a Certificate of Registration (CoR) from the Reserve Bank of India (RBI) for various categories of Non-Banking Financial Companies (NBFCs). Our services are designed to help you navigate the complex regulatory framework efficiently.
Our Services Include:
- Eligibility Check and Initial Consultation:
- Assessment of your business model to determine eligibility for obtaining a CoR from RBI.
- Understanding the specific regulatory requirements for each category of NBFC
- Application Preparation:
- Business Plan Drafting: Crafting a comprehensive business plan tailored to your company’s objectives, operational model, and financial projections.
- Policy Document Creation: Drafting policies in line with RBI regulations for areas such as lending, credit management, risk mitigation, and customer protection.
- Application Forms: Assistance in filling out RBI’s application forms, ensuring all required information is accurately provided.
- Regulatory Compliance:
- Ensuring your application adheres to RBI’s Prudential Norms, including capital adequacy, asset classification, and provisioning.
- Continuous support throughout the registration process and post-registration compliance.
- Ongoing Support: Post-registration compliance and regulatory updates to ensure your company stays aligned with RBI requirements.
- Charge Form Services for Borrowers We provide the Complete package to the NBFC to ensure that the Charges are Registered in Favor of Said NBFC Correctly in their capacity as the charge holder which Include
- Filing of charge forms under the Companies Act, including:
- Form CHG-1 for creation/modification of charges
- Form CHG-4 for satisfaction of charge
- Ensuring timelines are met to avoid penalties or rejection.
- Liaison with banks, financial institutions, and the Registrar of Companies (ROC).ROC Search Report and Cersai Report
ROC Search Report and Cersai Report
Purpose
To check and summarize the legal and financial standing of a company registered with the Ministry of Corporate Affairs (MCA) — useful for due diligence, investment, lending, or compliance.
Contents typically include:
- Company Master Data
- Directors and Signatories
- Charges (Secured Loans)
- Annual Filing Status
- Financial Summary (as per available Balance Sheets)
- Share Capital & Shareholding Pattern
- Event-Based Filings (PAS-3, SH-7, DIR-12, etc.)
ICERSAI Report (Central Registry of Securitization Asset Reconstruction and Security Interest of India)
Purpose:
To verify any security interest (charges) registered on movable and immovable assets with banks or financial institutions under SARFAESI Act.
Used by:
Banks, NBFCs, Financial Advisors, Legal Teams during credit assessment or asset verification.
Details typically include:
- Borrower’s Name
- Lender Name
- Asset Type (Movable/Immovable)
- Charge Details (Date, Amount, Instrument)
- Charge Status (Active/Satisfied)